Skip to content
AC

True Cost of Car Ownership Calculator

See the full annual and weekly cost of owning a car — not just the purchase price.

Total cost of ownership

$50,100

Total

$50,100

Per year

$10,020

Per week

$193

Depreciation (price − resale)$20,000
Insurance$7,000
Registration$4,500
Fuel$15,600
Servicing & maintenance$3,000
Loan interest$0
Total cost$50,100

This calculator provides estimates for general information only and should not be considered financial, tax or legal advice. Check official Australian Government sources for current rates and rules.

Want to track your real car costs?

Download the Car Ownership Excel Tracker. $9.95

How the True cost of car ownership calculator works

The sticker price is only part of what a car actually costs. This calculator adds depreciation (purchase price minus expected resale value), insurance, registration, fuel and servicing over your expected ownership period, then shows the total as an average annual and weekly figure.

If you’re financing the car, work out your total loan interest with the Car Loan Calculator first, then add it here for a complete picture — otherwise this figure assumes you’re paying cash.

Frequently asked questions

This calculator adds up the purchase price (less expected resale value), insurance, registration, fuel, and servicing over your expected ownership period, then works out an average annual and weekly cost.